Question by thatgirl: Did your children’s personalities turn out how you imagined they would?
Or did they surprise you?
Not really getting the caliber of answers I had hoped for so far :/
Answer by cafe_au_lait
Add your own answer in the comments!
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Childrens allowance is one of the best tools that parents can utilize to teach their children how to be financially savvy. It should never be used as a method to reinforce behavior, otherwise you will risk having your children not do any chores. They may decide that being out a few dollars is better then doing what they are asked to do.
Some parents believe that $ 1 for each year old their child is equals a fair amount, but many others do not agree. Most 10 year old children do not need to have 10 dollars a week to spend.
One way to figure out an adequate amount of allowance is to consider what the child needs and what they want. It is okay, depending on the age of the child, to expect them to pay for one or more of their needs, such as school lunches, as well as the items that they want, such as new toys. This is one of the ways to teach them to be responsible with their money.
As an example, if you are expecting your son or daughter to cover their school lunches, you might consider an amount of $ 12 each week.
Once they pay for their lunches, they will have the remaining amount for their discretionary items.
This is an opportunity to teach a lesson. If they spend too much money to quickly, do not give them more money until their next allotment is due. This helps them learn how to budget their funds and to save for the items they really want. They will also learn how to decide what is really important.
Using your childrens allowance as a means to teach money management is only one of the important skills they will learn. It is an important way to get them started on the right foot financially.
One of the best tools that parents have available to teach their children money skills is the childrens allowance. While you should not use it to reinforce behavior, it can be helpful in teaching your child to be financial savvy. When used to reinforce behavior, it can backfire when the child decides it is not worth the money to have to do chores or do their homework or any other behavior you are trying to reward with money.
There are some that think an allowance of $ 1 per year of age is the right amount, others disagree. When you are deciding how much to give your child, you have to decide if say, $ 10 each week is too much for a 10 year old.
When determining the right amount, consider both the needs and the wants of your child. By expecting your child to be responsible for one or two of the times that they need instead of only items they want, you are teaching them to spend responsibly.
For instance, if your child spends money on school lunches each week, expecting them to cover the cost themselves is okay to do.
In this case you might give them an amount of $ 12 weekly and expect that $ 10 of it will be spent on lunches, leaving them $ 2 to spend or save for the non-essential items that they want.
This is an ideal lesson opportunity. It is important that you, as a parent, also hold your ground and do not give them extra money if they spend too much. This helps teach them how to budget and save money. It will also help them to decide what items are truly important to them.
Being able to use your childrens allowance to teach money management is an important skill and a valuable resource for parents. It will help get your children off to a good start managing their finances.
The Art of Rain
Falling Down, pooling up,
Out of the sky, into my cup.
What is this wet that comes from above,
That some call disaster, and others find love.
The harder it falls, the less it is nice,
The colder it falls the harder the ice.
The rain has an art that I may not get,
So I stand still here and get soaking wet.
– Mitchell D. Wilson
Rains have their own beauty. They shower and wash off everything. Many people love rain, but most of them are adults. Rain brings happiness for many people, but for children, it brings only boredom. Children most of the time are involved with various types of outdoor games, and rainy days spoil them. However, parents can help them to get the low feeling away. The boring rainy days can be made full of fun and enjoyable with some tips that can be introduced to the kids:
• Parents can involve their kids with the art of painting. Many children have a hidden talent of painting.
Since they get so much involved with outdoor sports, they do not try their hands in such activities. Rainy season is a time when children can be made to try various indoor activities, which they do not try mostly. In fact, children love playing with colors
• Parents can buy story books to their kids. This is the appropriate time when kids can actually concentrate in such books. Since they cannot go outside to play, therefore, they can make the story books their best friends
• Introduce various indoor games to the kids. Indoor games such as Chess, Ludo, Carrom, Business games, etc. not only are fun to play but also help the kids to improve their intellectual skills
• Parents can ask their kids to help their mother in the household chores, so that in a way they also learn how to do such works. It also helps to boost up the bonding between the kid and the parents
• Children also can be asked to short stories on the season. This helps them to make their writing skill improved and strong
There is a lot to do even during the rainy season. One just has to find out the right way to get the kids involved with different activities and enjoy the season.If you are a parent and are searching for any school that gives almost all types important facilities to the students including few advices to parents as well, then do not be worried.
OnlineSchoolAdmissions is a site that introduces you to numerous schools and helps you to find a perfect school for your kids that will prove to be beneficial for them and can also get the chance to find out how to enjoy learning even in the rainy season. An online admission agent, we do everything for you right from giving you a choice of schools in India through our online school directory to scheduling an interview for your child from a number of schools. Admissions couldn’t get easier, but then, that’s because OSA understands parental woes that crop up during admission and is dedicated to ease the load off your shoulders.
Writer is a team member of OnlineSchoolAdmissions.com – a portal that provides free of cost consultancy to parents and schools for fast and easy online school admission process. Parents can locate Top schools in Ghaziabad or Top schools in Delhi of their choice selected from the directory of schools listed on the site and applies to them. They can also search for Top schools in Chennai as per their choice and fill up the school application forms online.